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Small Business Insurance for Photographers & Videographers
As a Photographer or Videographer, you are often a part of your clients most special moments – and your equipment means everything to you and the success of your business. TD Insurance provides you with the customized coverage you need to keep capturing the milestones in your clients’ lives.
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Photographers & Videographers Insurance is recommended for:
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Portrait Photographers
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Event Photographers
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Wedding Photographers
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Photography Studios
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Event Videographers
Why you need Photographers & Videographers Small Business Insurance
Let’s get you started with a quote
Coverage Options for Photographers & Videographers
It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.
TD Insurance Savings Commitment
Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.
Claim Scenarios for Photographers & Videographers
Potential Claim:
You've spent all of Saturday shooting a wedding. Upon returning to your office, you've lost the memory card and cannot produce any photos to the married couple from their wedding day. The couple sues for failure to deliver services.
Potential Outcome:
Errors & Omissions provides coverage for legal defense fees, settlements, and other costs related to allegations of a wrongful act.
Potential Claim:
You're driving home late in the day in poor weather conditions. You end up driving off the road; hitting a pole. You have sustained minor injuries.
Potential Outcome:
If you are injured in an auto accident, accident benefits coverage will help cover medical bills and rehabilitation regardless of whether you are at-fault or not.
LEGAL DISCLAIMER
The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.
1TD Insurance refers collectively to the following insurance companies:
1. Security National Insurance Company;
2. Primmum Insurance Company;
3. TD General Insurance Company;
4. TD Home and Auto Insurance Company; and
5. TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
2TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
Eligibility
For the purposes of this Offer only, an "Eligible TD Customer" means a natural person who is a director, board member, signing officer, business owner, sole proprietor, or majority partner of a business entity and who:
• has a TD deposit account;
• has a TD Mortgage, a TD Home Equity FlexLine, or a TD loan or line of credit, secured or unsecured;
• has a TD credit card or other credit card issued by TD;
• has a TD investment product or account;
• has a TD automobile financing product;
• has a TD Insurance residential insurance or personal passenger automobile insurance policy;
• has a TD Insurance life insurance or accident and sickness insurance policy; or.
• has a TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance policy.
This Offer is for
A) Eligible TD Customers who purchase their first TD Insurance business insurance policy effective on or after April 21, 2024;
B) Eligible TD Customers who are existing TD Insurance business insurance customers before April 21st 2024 and who purchase a new TD Insurance business insurance policy effective on or after April 21, 2024; and
C) Eligible TD Customers who are existing TD Insurance business insurance customers currently benefitting from the TD Small Business Banking Discount before April 21, 2024.
Application
(A) Eligible TD Customers who purchase their first TD Insurance business insurance policy effective on or after April 21, 2024:
• This Offer provides a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
(B) Eligible TD Customers who are existing TD Insurance business insurance customers before April 21, 2024 and who purchase a new TD Insurance business insurance policy effective on or after April 21, 2024:
• This Offer provides a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
(C) Eligible TD Customers who are existing TD Insurance business insurance customers currently benefitting from the TD Small Business Banking Discount before April 21, 2024:
• The TD Small Business Banking Discount will be subsumed by the present Offer. This Offer will provide a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements, in proportion to the outstanding premium for the policy term in question. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
(D) Eligible TD Customers who are existing TD Insurance business insurance customers and not currently benefitting from the TD Small Business Banking Discount before April 21, 2024:
• As of April 21, 2024, these customers may contact a TD Insurance advisor to avail themselves of the present Offer. This Offer will provide a 5% discount applicable to premiums charged for the TD Insurance business insurance policy in question, and its endorsements, in proportion to the outstanding premium for the policy term in question. The 5% discount will continue to apply upon policy renewal, subject to continued eligibility.
This Offer is not applicable to TD Insurance's individually rated commercial automobile insurance policies and their endorsements.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.