Learn more about how to switch your insurance.
Undecided about whether you should switch your home and car insurance from your current insurance provider? Start with helpful information about how to determine the right insurance for your home, and more useful information about what to look for when comparing car insurance quotes.
Already made up your mind about switching your insurance provider to TD Insurance? By switching your home or car insurance to TD Insurance or bundling them both together, you get the coverage you need and can enjoy some great savings too.
Let’s say you’ve done your research and you know all the benefits and ways you can save for your car and your home when you switch to TD Insurance. In this article we’ll help you understand the process of changing from one insurer to another. We’ve answered frequently asked questions, like what information you’ll need, the steps involved to switch before your renewal date, and when to cancel your old insurance. Best of all, we’ve made it simple, straightforward, and convenient for you to switch your insurance.
What do I need to do before I switch my home and car insurance to TD Insurance?
The first thing to do is get a quote. Once you’ve done that, compared your coverages and premiums, and are ready to switch your insurance, there are a few things you should have on hand to make the process a little easier.
How to switch my car insurance policy:
If you’re setting up a car insurance policy, have your driver’s license (along with anyone else’s in the household that will be on the policy) and the VIN (vehicle identification number) for your car on hand. We’ll also need to know who the vehicle is financed or leased through, if applicable. 我們會問您幾個簡單的問題,然後您需要提供付款詳細資訊。
How to switch my home insurance policy:
倘若您要購買房屋保險保單,則不需要任何文書工作。在報價過程中,有關您房屋的大部分必要資訊都已收集到。若要購買房屋保險,您會被問到幾個問題,以確認保單上有哪些投保人。倘若適用,我們需要知道您的房屋貸款由哪家機構提供,以便我們通知他們道明保險將為您的房屋提供保險。然後當然,您將能夠設置付款、查看承保範圍並完成購買。可能還有一些其他問題,以確保您獲得滿足您獨特需求的合適保險。
我如何聯絡相關人員更換我的保險?
在道明保險,我們提供兩種不同的聯絡方式以轉換您的保險。您可以透過聊天支援服務線上轉換您的保險,以在此過程中為您提供幫助,或者您可以透過電話與我們聯絡。請記住,倘若您最近完成了線上報價,您可以檢索報價以查看並購買您的保險。一旦您購買了新的保險,您就有義務聯絡您以前的保險公司以取消您的保險。
Can I switch my insurance online?
With TD Insurance, we offer two different ways to connect with us and switch your insurance coverage. You can switch your insurance online with chat support from a licensed TD Insurance Advisor to help you along the way, or you can get in touch with us over the phone. 請記住,倘若您最近完成了線上報價,您可以檢索報價以查看並購買您的保險。 Once you’ve set up your new insurance, don’t forget to contact your previous insurer to cancel your existing coverage.
我可以在當前保險公司的續保日期之前轉換我的保險嗎?
In most cases you can sign up for new insurance at any time, including before your renewal date with your existing insurer. If your home and car insurance currently renew on different dates, switching both at the same time means you'll have a single renewal date for both policies.
Is there a cancellation fee for home or car insurance?
If you choose to cancel on your renewal date, there's no penalty. However, if you chose to cancel on any other date, you may be charged an additional fee by your previous insurer for cancelling your home or car insurance early. If you plan on cancelling outside of your renewal date, it's always a good idea to check with your current insurance company first to understand if there are any additional costs. 即使有罰金,倘若節省的保費金額足夠高,提前取消仍然是值得的。
Did you know there are over thirty ways to save on your home and car insurance with TD Insurance? 了解其他人透過改用道明保險平均節省了多少保費。
我什麼時候應該取消我以前的保險?
Once you've decided to switch your insurance, cancelling your previous coverage is the very last step. You shouldn't cancel your existing insurance coverage until your new insurance coverage is finalized. In fact, you should cancel your old policy the same day you start the new one.
Still have questions about switching your insurance?
Contact a TD Insurance Advisor. They’ll be able to help get you all the information you need to feel confident about making the switch to TD Insurance today.
* 注意:您不一定每次都能選擇在網上購買。倘若發生這種情況,我們建議您致電諮詢我們的持牌顧問,或者讓我們與您聯絡。
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本頁面的內容僅作一般參考,不構成法律建議。本文所述的承保可能需要遵守額外的資格條件、限制與例外情況。如果您提出理賠,潛在賠償也受到理賠可受理性與您所購保險類型的約束。
如果本頁內容與您保單中的措辭有所衝突,應以您保單中的措辭為準。請諮詢顧問或查詢保單措辭,了解更多詳情。