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How much does the TD Insurance Single-Trip Medical Plan cost in Canada?
Published: December 10, 2025
Updated: June 25, 2026
您下次旅行的目的地是哪裡？無論在國內的其他省份或地區旅行，還是出國旅行，您在開始規劃下一次旅行時，不妨了解一下可為承保事件提供財務保障的旅行保險計劃。道明保險單次旅行醫療計劃是值得考慮的一個方案。該計劃為單次旅行提供高達$1000萬承保金額。
Examples of what TD Insurance Single-Trip Medical Plan premiums could cost
Travelling outside of Canada
道明保險單次旅行醫療計劃 |
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Traveller profile – Travelling outside of Canada |
旅行持續時間 | 保險類型 | 標準保費 (含任何適用稅費) | Premiums for existing TD Insurance customers (includes any applicable taxes) |
| Solo traveller (age 25) | 7天 | 緊急醫療費用保險 | $41.00 | $38.95 |
| Two adults (both age 30) | $74.00 | $70.11 | ||
| Family coverage for two adults (both age 40) with four dependent children3 | $88.00 | $83.60 | ||
Travelling within Canada only
道明保險單次旅行醫療計劃 |
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Traveller profile – Travelling within Canada only |
旅行持續時間 | 保險類型 | Standard premiums (includes any applicable taxes) with 25% domestic travel savings1 | Premiums for existing TD Insurance customers (includes any applicable taxes) with 25% domestic travel savings1 |
| Solo traveller (age 25) | 7天 | 緊急醫療費用保險 | $30.75 | $29.21 |
| Two adults (both age 30) | $55.50 | $52.58 | ||
| Family coverage for two adults (both age 40) with four dependent children3 | $66.00 | $62.70 | ||
道明保險單次旅行醫療計劃的承保範圍是什麼？
道明保險單次旅行醫療計劃為符合資格的緊急醫療費用提供賠付。以下是每位受保人可享受的承保範圍：
- 高達$1000萬的旅行緊急醫療保險
Coverage for eligible costs such as: physician and hospital fees, ambulance services, diagnostic services, prescription drugs, and medical appliances. - 高達$2,000的合資格緊急牙科治療承保金額
- 高達$1,500的自費膳食和住宿承保金額
Coverage for cost of meals and lodging if an emergency causes you to miss a scheduled return or requires you to be relocated for treatment. - 以下各專業高達$300的個人輔助醫療服務承保金額
Provides coverage for eligible services such as those of a licensed chiropractor, chiropodist, osteopath, podiatrist, or physiotherapist. - 緊急返程
Must be approved and arranged in advance by our administrator.
哪些情況不屬於道明保險單次旅行醫療計劃的承保範圍？
務必了解道明保險單次旅行醫療計劃或您打算購買的任何其他旅行保險計劃的例外情況和限制，這一點很重要。 This is because benefits are only paid for eligible expenses in case of covered events and only up to the maximum amount. 您可在保單中查看適用於此計劃的資格要求、術語定義、權益、限制和例外情況的完整描述。
Below are some examples of limitations and exclusions that can make you ineligible for the coverage:
- 投保前已存在的疾病4。
- 違背醫生的建議旅行。
- 未經我們的管理公司預先批准的費用可能會受到限製或排除。
- 前往加拿大政府旅行警告中的目的地。
- 不遵守任何指定的醫學療法。
什麼時候購買單次旅行醫療計劃最合適？
您必須在出發前購買道明保險單次旅行醫療計劃，以便使您的旅行獲得保障。建議您在確認旅行詳情並支付首筆旅行費用時購買此計劃。可以是您預訂航班、酒店或行程之後。
為現有計劃添加旅行取消或旅行中斷保險亦值得考慮。旅行取消或旅行中斷保險在您購買後立即開始生效，並將在旅行因承保範圍內的原因而取消或中斷時為您提供賠付。原因可以是旅行出發前或過程中發生的事件。您最早可在出發日期的186天前購買道明保險旅行取消和中斷計劃。
準備開始投保？立即索取報價
既然您已對道明保險單次旅行醫療計劃有了更清晰的了解，何不先索取報價？只需四個簡單步驟，即可在網上免費獲得報價，且無購買義務。
TD Insurance Single-Trip Medical Plan is an individual plan underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the Insurance Policy. 承保範圍和福利受資格條件、限制和例外情況的限制，包括已有醫療狀況的例外情況。 Please refer to the Insurance Policy for full details.
本頁面的內容僅作一般參考，不構成法律、財務或保險建議。此處所含的資訊如有更改，恕不另行通知。本文所述的承保可能需要遵守額外的資格條件、限制與例外情況。 In the case of conflict between the content on this page and your insurance contract, your contract shall govern. 如果您提出理賠，潛在賠償也受到理賠可受理性與您所購保險類型的約束。
1 The savings is only available to applicants who apply for a new TD Single-Trip Plan for a trip which must be entirely within Canada. 您行程中的任何部分不得發生在加拿大境外，包括任何在美國中轉或其他地方停留。該優惠需滿足最低保費要求。我們保留隨時取消、中止或撤銷優惠的權利，恕不另行通知。
2 The sample premiums are calculated as of April 2026 and are subject to change. 實際保費將視乎您的申請。
3 Dependent Child(ren) means your natural, adopted, or step-children who are:
- unmarried; and
- dependent on you for financial maintenance and support; and
- under 22 years of age, or
- under 26 years of age and attending an institution of higher learning, full-time, in Canada; or
- mentally or physically handicapped.
4 本保險可能不承保與原有疾病相關的理賠。原有疾病是指在保單規定的時間內不穩定的任何疾病、受傷或醫療狀況（輕微疾病除外）。請參閱保單樣本以確定此例外情況可能如何影響您的保險。